Terms & Conditions

Subject to IRS dividend reporting. Must mention this promotion at the time of account opening to qualify. To qualify for the referral program, all entrants must be at least 18 years of age and a member in good standing with On Tap Credit Union. Youth accounts are not eligible. Referrer can earn up to $75 per person they refer and can refer a maximum of 3 people per day. Referrer will receive account credits within 90 days of qualifying events including 1) account opening with active direct deposit of $500 per month for 3 months with debit card usage in the first 60 days 2) funded personal loan 3) funded auto loan.  Referral offer is not valid with any other offers or promotions, additional restrictions may apply. Offer excludes existing loans financed through On Tap Credit Union and cannot be combined with any other new member referral offers. Offer subject to change without notice. Additional restrictions may apply. Offer available for a limited time only.