Personalize the way you bank.
Financial solutions crafted for you.
Make sure to use the referral code AUSTINFLYN01 in the referral code field of your application.
Open a checking account with a debit card and you can earn a $50 e-gift card.*
Here's What You Can Expect With On Tap
Member Owned
Being member owned puts YOU in control with support from our local professionals who are dedicated to your financial success.
Crafted For You
Each member is unique, and the way you bank should be too. Our teams are here to craft solutions that fit your needs for today and your dreams for tomorrow.
Full-Service Banking
Fast access checking and savings, loans from credit cards to home, auto, or business, plus more like insurance, investments, and wealth management. We’re along for your journey every step of the way.
Accounts Crafted With You In Mind
- No monthly service charge
- No minimum balance
- No ATM fees at thousands of CO-OP ATMs
- Free Visa® Debit Card
- Digital Wallet
- Free Online and Mobile Banking**
- Free Bill Pay
- Free E-statements
Ready to change the way you bank?
Apply online in minutes or find a branch near you and open your account in person with one of our experts.
Make sure to use the referral code AUSTINFLYN01 in the referral code field of your application.
Have questions you want to ask first?
Connect with us at 303.279.6414 to talk with our teams or contact us online.
"I’ve always had a great experience banking here. Everyone is friendly. I like the feel inside the branches. But most importantly the loan department is responsive and efficient in what they do.They helped me refinance from 11% to 4% on my auto loan. Highly recommend them over a big bank. Keep your money in your community."
- Anastasia T, On Tap Member
*Subject to IRS dividend reporting. Colorado residents only. Must mention this promotion at the time of account opening to qualify. To qualify for the referral program, all entrants must be at least 18 years of age and a member in good standing with On Tap Credit Union. Youth accounts are not eligible. Referral offer is not valid with any other offers or promotions. Additional restrictions may apply. Each referring member must be the actual sender of the emails – bulk distribution will render members ineligible to participate in On Tap Credit Union’s referral program. Account must remain in good standing for 6 months. Reward fulfilled by email via Gift-o-Gram within 6 months of account opening requirements being met. Rewards are considered taxable income; if rewards total $600 or more in a calendar year, a 1099-MISC will be issued. E-gift cards do not expire for at least 1 year and carry no fees. On Tap Credit Union reserves the right to change the program at any time without notice and may be discontinued at any time. Referral rewards not available for mortgage or loan accounts. Membership eligibility required.
**Data charges may apply